Coinsurance vs. Copay

No matter what insurance plan you have, it’s important to understand exactly what you’re responsible for when it comes to costs. Although they aren’t necessarily related, copay and coinsurance can cause some confusion. Copay is an alternative to coinsurance. Certain services a plan will list as flat copays versus other services they may charge a […]

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How to Choose a Primary Care Physician

The Health insurance plan you choose will determine the doctors, nurses, office staff, and other health care professionals you can see. Insurance plans often require that you find doctors and family practitioners that are in their plan network. How to choose a primary doctor There are several times throughout your life when you’ll need to […]

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Documents You Need to Apply for Medicare

Ready to Apply for Medicare? These Are the Documents You’ll Need Are you thinking about enrolling in Medicare but aren’t sure what the options are and how to sign up to receive these benefits? There are several parts to Medicare and knowing where to start can be confusing. The first thing you need to do […]

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Fresh Start

Our world is re-opening, and our change anxiety is escalating. It reminds me of a new school year. Some of us can’t wait. Sales of clothing, salon services, and cosmetics are booming. And some of us are dreading all of it— the commute, the wardrobe, the grooming. Here is what I know for sure. It […]

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Medicare Telehealth Services

When the pandemic hit, almost everything was thrown into disarray. Businesses were shut down, employees were forced to work from home, and medical offices had to adapt various new practices to safely see patients. Fortunately, modern technology has improved the quality of care when remote visits are the only option. Telehealth is the practice of […]

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Medicare Depression Screening

Depression is a mental health condition that impacts mood. It’s a fact that struggling with depression can be difficult – no matter what age you are. Not sure if you are wrestling with depression? Your primary care provider can provide a screening for depression to ensure that the condition is diagnosed and treated accurately. Depression […]

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Medicare While Still Working

Most Americans become eligible for Medicare when they turn 65. If you are still employed at that time and are not retired, you may want to stay on your employer’s healthcare coverage rather than opting to sign up for Medicare. But it’s important to note that your health care coverage doesn’t have to be an […]

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Medicare: What To Do When Moving

Moving is a stressful time because there’s no easy way to do it. You can hire movers for the heavy lifting, but there’s still a lot to do. Changing your address with state and federal bodies (such as the Social Security Administration), moving your internet or phone service, and dealing with utilities at two locations […]

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Healthy Eating for Seniors

In the final installment of our four-part series, we’ll take a look at the foods that will help keep you fit, active, and happy in retirement. We’ve already touched on the importance of eating right to keep your mind sharp, improve your fitness, and for better sleep. Taking care of yourself during retirement requires a […]

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Healthy Sleep Habits for a healthy life

Woman sleeping in bed with an alarm set and air mist diffuser on

Now that you no longer have to get up for that job, you may find your sleep patterns are getting disrupted. It seems counter-intuitive: Even though you’ve removed the 40-hours-a-week job, you may find your mind racing even more at night. Maybe aches and pains are causing problems or keeping you from restful sleep. Whatever […]

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