Medicare Annual Enrollment Period is October 15 – December 7

The Medicare Annual Enrollment Period is just about to start. Now is the time to take a good look at your current Medicare Plan and the upcoming changes to make sure it will still fit your lifestyle and needs. On October 1, all Medicare Advantage carriers released their new and updated plan information that take […]

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Choosing the Right Medicare Advantage Plan: What is the difference between HMO and PPO?

If you’ve ever had to pick an employer sponsored health plan, chances are you’ve had to choose between these plans: Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO). If you’ve decided to enroll in a Medicare Advantage plan instead of a Medicare Supplement plan (Medi-gap), you’ll have to make a similar decision. If you’re […]

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Choosing Between Medicare Advantage and Medicare Supplement: What’s Covered?

Picking a health plan is a big decision, which is why it’s important to carefully weigh your options when choosing a Medicare plan. Original Medicare, which includes Part A and Part B, covers many expenses, but beneficiaries still end up being responsible for certain copayments and deductibles. Original Medicare also does not provide coverage for […]

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Understanding Annual Notice of Changes (ANOC) for Medicare

With the Medicare Annual Enrollment Period (AEP) right around the corner, you want to make sure you are on the right plan for your needs. Around September 30th, those who have a Medicare Advantage plan, or a Part D drug plan will receive an Annual Notice of Changes (ANOC) from the insurance company in which […]

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Preventing Medicare Fraud

Millions of people in the United States depend on Medicare for medical care and services, but unfortunately, every year Medicare sees billions of dollars of losses due to fraudulent behavior from dishonest people. In 2020, the U.S. Government Accountability Office estimated that Medicare payments of either an incorrect amount or that shouldn’t have been made […]

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How to Avoid Medicare Late Enrollment Penalties

Enrolling for Medicare and making the right plan selection is a big decision. While it is important to weigh all your options, failure to get coverage on time can lead to penalties that increase Medicare costs over time. Medicare late enrollment penalties can catch people off guard, which is why you should be aware of […]

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Travel and Events, Make the Best of It with These Tips

Even with the new strains of COVID-19 surfacing and infection rates rising, people are starting to get out and enjoy life again. Ballparks and concert venues are alive with people, farmer’s markets and festival vendors are showing off their wares, even cruise lines have started to ship out to fun and exciting destinations. As we […]

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6 Tips for Caregivers Helping a Loved one Navigate Medicare

If you’re a caregiver helping a family member or friend enroll or manage their Medicare plan, navigating the complexities and nuances of healthcare plans can be challenging. However, learning some basics can make managing Medicare easier for caregivers, which helps ensure the right coverage for the needs of the person they are caring for. Here […]

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Sign Up for Medicare Online

For many Americans, Medicare is a vital component of their health care coverage when they retire. Where once there may have been employer coverage, something else is needed after retirement. Medicare is a health insurance program covered by the federal government for anyone 65 or older, those under 65 with specific disabilities, including after collecting […]

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Coinsurance vs. Copay

No matter what insurance plan you have, it’s important to understand exactly what you’re responsible for when it comes to costs. Although they aren’t necessarily related, copay and coinsurance can cause some confusion. Copay is an alternative to coinsurance. Certain services a plan will list as flat copays versus other services they may charge a […]

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