Is Retirement in your near future?

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Fixed annuities are essentially CD-like investments issued by insurance companies. Like CD’s, they pay guaranteed rates of interest, in many cases higher than bank CD’s. Fixed annuities can be deferred or immediate. The deferred variety accumulate regular rates of interest and the immediate kind make fixed payments – determined by your age and size of your annuity – during retirement. The convenience and predictability of a set payout makes a fixed annuity a popular option for retirees who want a known income stream to supplement their other retirement income.

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