Turning 65 in 2013

Q: I’m turning 65 in July 2013 and I’m unsure of what to do regarding Medicare. What do I need to know about signing up?

A: If you already receive Social Security, Medicare will contact you in advance. If not, you must enroll online at medicare.gov or at your local Social Security office. The initial enrollment period occurs three months before, the month of, and the three months after your 65th birthday. If you do not sign up within the initial period, you must wait until the next General Enrollment Period, which runs from January through the end of March.
Today, America’s elderly are living longer and the cost of health care is rising dramatically. Within the past few years, we have witnessed more than 10,000 baby boomers turn 65 every single day. With these boomers turning 65, signing up with Medicare should be high on their agenda, and there are many options available to aid the millions of new applicants that might be unsure of what to do. Not only do independent insurance agents carry a wealth of different options, they also offer an unbiased opinion catered to your specific insurance needs. Medicare plans vary from county to county in Tennessee, and with the aid of an independent agent, the complication and confusion associated with plans can be eliminated. Don’t wait to protect your life, baby boomers – act right away register with Medicare promptly.
For more information regarding how turning 65 can change your insurance needs, call Independent Insurance Consultants at (865)-691-5571.

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